They are secure in retirement and claim they do not “need” a reverse mortgage. However, an inconsistent market has them questioning whether they have enough funds to last their life span.

1. Home Value: $800,000
2. Payoff: $250,000
3. Youngest Borrower Age: 65
4. Probability of portfolio surviving to age 95 without a HECM ($1500/mo draw): 0.8%
5. Probability of portfolio surviving to age 95 with a HECM ($1500/mo draw): 100%