Constellation Mortgage Solutions (CMS) NOVA LOS sets the gold standard in mortgage originations as one of the few platforms in the market that is a cloud-hosted, browser-based, enterprise LOS platform experience for lenders. Launched in 2022, NOVA LOS is an innovative enterprise software solution designed to provide greater ROI by providing expanding mortgage origination functionality that would be considered optional add-on fees by our competitors. NOVA LOS delivers automation that drives efficiency and productivity throughout the lender’s organization within a user-friendly experience.

NOVA LOS is a complete end-to-end loan origination solution with a modern UI/UX and an interactive dynamic workspace. Through NOVA LOS’ exclusive tech partnerships, CMS offers a consistently better customer service model, eliminating the need for clients to focus on multiple vendors with barely bolted-on integrations that are commonly seen across the industry.

NOVA supports lenders with a digital point of sale (POS) solution that is fully integrated to the Origination, Processing, Underwriting, Closing, and Post-Closing modules and includes dynamic loan documents, document management, complete HMDA reporting, and a quality control management solution. NOVA LOS is highly configurable with a set-it and forget-it Administration module, designed to be managed by mortgage operations, not developers or IT. But when Lenders need customization to support their business, full development resources and a modern API are available.

NOVA LOS is customizable to unique workflows and built on a foundation of best practices established by mortgage professionals and supported by mortgage professionals. Our customer support team is available 24/7 and closes an average of 73% of first-time tickets within 24 hours.

CMS simplifies your business through more than 75 service integrations supported with the industry’s best partners and acts as your single point of contact for vendor management and support.


Cloud Hosted

Web Based

Enterprise Multi Browser Application

Modern User Experience

Dynamic Workspace

Business Analytics Module

User Configurable Workspace

Originator Sandbox Feature

Multi Factor Authentication

Dynamic Document Solutions

Electronic Document Management

Workflow Automation


System Notifications

System Alerts

Borrower POS

Loan Origination & Processing

Digital Underwriting

Secondary Marketing

eClosing & Hybrid Closing


Shipping & eDelivery

Investor Reconciliation

Interim Servicing

Warehouse Management


Quality Control

Compliance Focus

Customer Support


CMS is an industry leader in compliance and employs dedicated mortgage compliance experts to ensure our solutions help you meet current regulations. As regulations change, so does our technology and our training offerings.

CMS helps you prepare for changes and prevent costly errors with our client-driven audits that evaluate multi-dimensional data. In addition, we support critical regulations and go the extra mile to deliver training, education, and additional resources when you most need them.

Key organizations partner with CMS, including Fannie Mae (Technology Solution Providers Advisory Board member), Freddie Mac, Ginnie Mae, CFPB, FHA, the VA, and the ResTech and MISMO working committees, which enables to help you understand the latest changes.

Borrower POS & Portal

Providing your customers with a better borrower experience, NOVA LOS allows borrowers to initiate a dynamic digital loan application process along with a Customer branded portal for 24/7 online loan status and communication with Lenders. In addition, borrowers can check the status of their loan at any time from their mobile devices.

Loan Officers can chat and co-browse with borrowers to assist them in real-time during their application process. When loans applications are complete, loans can automatically be delivered to the LOS for disclosures and Processing.


NOVA LOS empowers Lenders with innovative solutions to deliver exceptional loan quality, regulatory compliance, and drive profitability. By streamlining operations, lenders close more loans faster and increase ROI.

Our cutting-edge technology unifies workflows, automates your processes, and provides built-in auditing and reporting tools. NOVA LOS supports retail, wholesale, correspondent, and portfolio loans as a multi-channel solution.

Lenders can process First mortgages, closed-end seconds, HELOCs,
construction, Portfolio, FHA, VA, and USDA loans within one platform.

Looking for information on our Legacy LOS – Mortgage Builder?