Mortgage Builder LOS (MB LOS) is a cloud-hosted solution that supports lenders with a digital point of sale (POS) solution that is fully integrated to the Origination, Processing, Underwriting, Closing, and Post-Closing modules. MB LOS is a true enterprise solution for lenders that includes dynamic loan documents, document management, complete HMDA reporting, and a quality control management solution. MB LOS also is fully integrated to our Mortgage Builder Loan Servicing Solution (MB LSS). Mortgage Builder LOS is highly configurable and customizable, designed to be managed by mortgage operations, not developers or IT.

MB LOS is customizable to unique workflows and built on a foundation of best practices established by mortgage professionals and supported by mortgage professionals. Our customer support team is available 24/7 and closes an average of 73% of first-time tickets within 24 hours.

CMS simplifies your business through more than 75 tightly integrated premier partners and acts as your single point of contact for vendor management and support.


Borrower POS

Loan Origination & Processing

Digital Underwriting

Secondary Marketing

eClosing and Hybrid Closing


Investor Reconciliation

Interim Servicing

Warehouse Management

Dynamic Document Solution

Electronic Document Management


Workflow Automation


Quality Control

Compliance Focus

Customer Support

Cloud Hosted


CMS is an industry leader in compliance and employs dedicated mortgage compliance experts to ensure our solutions help you meet current regulations. As regulations change, so does our technology and our training offerings.

CMS helps you prepare for changes and prevent costly errors with our client-driven audits that evaluate multi-dimensional data. In addition, we support critical regulations and go the extra mile to deliver training, education, and additional resources when you most need them.

Key organizations partner with CMS, including Fannie Mae (Technology Solution Providers Advisory Board member), Freddie Mac, Ginnie Mae, CFPB, FHA, the VA, and the ResTech and MISMO working committees, which enables to help you understand the latest changes.

Borrower POS & Portal

Providing your customers with a better borrower experience, Mortgage Builder LOS allows borrowers to initiate the loan application process through a white label portal. In addition, borrowers can check the status of their loan at any time from their mobile devices.

Loan Officers can chat and co-browse with borrowers to assist them in real-time during their application process. When loans applications are complete, loans can automatically be delivered to the LOS for disclosures and Processing.


Mortgage Builder LOS empowers Lenders with innovative solutions to deliver exceptional loan quality, regulatory compliance, and drive profitability. By streamlining operations, lenders close more loans faster and increase ROI.

Our cutting-edge technology unifies workflows, automates your processes, and provides built-in auditing and reporting tools. Mortgage Builder LOS supports retail, wholesale, correspondent, and portfolio loans as a multi-channel solution.

Lenders can process First mortgages, closed-end seconds, HELOCs,
construction, Portfolio, FHA, VA, and USDA loans within one platform.

Empower loan officers wherever they may be through our LO to GO portal. The LO portal is device independent and offers a sandbox for scenario planning and printing. When your borrower has questions, LO to GO has the automated scenario answers.